Towing a 12,000-lb fifth wheel down I-80 carries real liability exposure. An umbrella policy adds a layer of protection above your auto, RV, and home limits — often for less than you'd expect.
A major towing accident, an injury at your campsite, or a liability claim tied to your home can add up to far more than a typical auto or homeowners policy covers on its own. An umbrella policy sits on top of your existing coverage and kicks in once those limits are used up — often in $1 million increments.
It's one of the more overlooked pieces of RV insurance, and one of the more affordable ones: umbrella policies are frequently priced in the hundreds of dollars per year, not thousands, especially when bundled with your other EVN policies.
We'll show you what an extra $1M in coverage actually costs — it's usually less than people guess.
A licensed EVN agent will reach out shortly with your quote. Need it faster? Call us now.
Anyone who tows a heavy RV, hosts guests at their home or campsite, or simply wants a financial buffer above standard policy limits. It's especially common among full-timers and frequent towers.
Pricing varies by carrier and your existing coverage, but umbrella policies are often surprisingly affordable relative to the extra protection they provide — we'll show you exact numbers with a quote.
Most umbrella policies require your underlying auto and home (or RV) policies to carry certain minimum limits. We'll check that your existing policies qualify before recommending umbrella coverage.
A five-minute conversation tells you whether the extra protection is worth it for your situation.