From a compact teardrop to a triple-slide bunkhouse trailer, we build coverage around your trailer, what's inside it, and how often it leaves the driveway.
Travel trailers face risks a standard auto policy was never built for: parking lot fender-benders, hailstorms, theft from the campsite, and water damage from a bad seal. A dedicated travel trailer policy is written specifically to cover those situations, instead of treating your trailer like a piece of cargo.
We look at how you actually use the trailer — a few weekends a summer, snowbird trips to warmer states, or a permanent seasonal site — and shape your policy limits and endorsements around that answer, so you're not paying for coverage you don't need or missing coverage you do.
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Usually only partially. Many auto policies extend limited liability to a trailer you're towing, but comprehensive, collision, and contents coverage for the trailer itself typically require a separate travel trailer policy.
Vacation liability covers accidents that happen at your campsite while the trailer is parked and set up — like a guest tripping over your step. It's a common add-on for anyone who has visitors at the campground.
Yes, most travel trailer policies provide comprehensive coverage (theft, fire, weather) even while the trailer is in storage — collision coverage simply doesn't apply since it's not moving.
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