Class A, Class B, or Class C — a motorhome is both your vehicle and your living space, and it needs a policy that treats it like both.
Unlike a towable, a motorhome is a self-propelled vehicle — which means it needs a full auto liability policy in addition to the coverage a travel trailer would need for its interior and structure. Class A diesel pushers, Class B camper vans on a van chassis, and Class C units built on a truck cab each carry different values and different risk profiles, and we price them accordingly.
Because a motorhome is often the single largest vehicle purchase a family makes, we pay close attention to agreed value and total-loss replacement options so a major accident doesn't leave you underinsured on a six-figure rig.
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A motorhome is self-propelled, so it needs its own auto liability coverage — a travel trailer relies on the tow vehicle's liability. Both need comprehensive, collision, and contents coverage for the living space.
Yes — towed vehicle (or 'dinghy') coverage protects the car you flat-tow behind your motorhome, and is a common add-on for Class A owners.
Yes, along with class (A, B, or C), chassis, and how the RV is used. We compare quotes across carriers who weigh these factors differently, so we're not stuck with just one company's formula.
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