Camper Van Insurance

From a factory-built camper van to a DIY conversion, your rig doubles as a vehicle and a home — your policy should keep up with both.

Coverage Overview

How we cover it

Camper vans sit in an unusual spot: they drive like a vehicle but often carry a custom interior build worth thousands of dollars in materials and labor. Standard auto policies typically won't cover a custom conversion's cabinetry, solar setup, or bed platform — a camper van policy is written to include it.

We work with owners of factory conversions (like a Sprinter-based camper van) as well as owner-built conversions, and we ask about van-life specifics — how many nights a year you're actually living in it — to make sure full-timer coverage is on the table when it's needed.

Camper van parked at a mountain trailhead with the side door open
What's Included

Coverage options to consider

Standard protection

  • Full liability coverage (bodily injury & property damage)
  • Comprehensive & collision
  • Coverage for custom conversion interiors
  • Roadside assistance

Optional add-ons

  • Full-timer & van-life primary residence coverage
  • Solar, electrical & appliance coverage
  • Personal belongings & gear coverage
  • Emergency expense coverage if displaced

Get Notified About Camper Van Coverage

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We'll reach out as soon as EVN Insurance Group is licensed and open for business.

Frequently Asked

Common questions

Will my custom van conversion be covered, or just the van itself?

A camper van insurance policy can include the value of your conversion — cabinetry, bed platform, solar, and electrical — as long as it's documented. Bring receipts or a build cost estimate when you get a quote.

I live in my van full-time — is that a problem?

Not at all, but it does change what coverage you need. Full-timer camper van policies add higher liability and belongings limits similar to a homeowners policy, since the van is your primary residence.

Is a DIY conversion harder to insure than a factory one?

It can require more documentation, but it's routinely insurable. We'll ask for photos and a rough valuation of the build so the coverage matches what you've actually invested.

Other RV Types

Insuring something else?

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