Auto insurance for the vehicle towing your rig — and everything else you drive.

Your tow vehicle carries more weight and more liability with a trailer behind it. We make sure your auto policy and your RV policy actually work together, not around each other.

Why It Matters

Towing changes your risk — your liability limits should too

A truck pulling a loaded travel trailer or fifth wheel handles differently, stops slower, and causes more damage in a worst-case accident than the same truck empty. If your liability limits were set years ago for solo driving, they may not reflect what you're actually driving today.

We review your tow vehicle's coverage alongside your RV policy so there's no gap between the two — and we look for multi-policy discounts when you insure your auto and RV (and home) with us together.

  • Liability, collision & comprehensive coverage
  • Coverage reviewed specifically for towing use
  • Multi-policy discounts with RV, home & umbrella
  • Roadside assistance & rental reimbursement options
Suggested photoPickup truck hitched to a travel trailer on a Pennsylvania highway

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Frequently Asked

Common questions

Does my regular auto policy cover my trailer while I'm towing it?

Typically it extends limited liability coverage while you're towing, but not comprehensive or collision for the trailer itself — that comes from a dedicated RV policy.

Can I bundle my tow vehicle and RV policy?

Yes, and it's one of the most common ways our clients save. Bundling auto, RV, and home coverage with one agency often qualifies for a multi-policy discount.

Do I need higher liability limits if I tow often?

It's worth reviewing. A heavier combined vehicle-and-trailer weight increases potential damage in an accident, so many full-time or frequent towers choose higher liability limits, sometimes paired with an umbrella policy.

Bundle your auto and RV policy

One agency, one renewal date, and a real shot at a multi-policy discount.

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